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      <h2> How it Works</h2>
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   <h2>How it Works</h2>
   <p>Golden Bridge Payroller processes your online application through normal   credit checking systems in the same way your own business would credit   check a new customer. After passing this initial check (further   information may be required) a formal offer and account opening   documentation is then sent to you for your completion. <br />
When we receive the completed documentation back we can   set up your facility. Once activated you can access your automated   online Golden Bridge Payroller and send wage payments directly. Golden   Bridge Payroller even pays all BACS charges when using the facility. <br />
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<strong>Account Opening Process</strong> <br />
1. Apply online for a facility limit of up to two times your average monthly wage bill. <br />
2. On approval Golden Bridge Payroller will email you a   formal offer along with a partially completed account opening form. <br />
3.  Print out and fully complete the account opening   form and post it back to Golden Bridge Payroller (Including the required   anti -money laundering documentation). <br />
4.  Golden Bridge Payroller then emails you a unique   user name password to access your own secure account where you can   upload all of your staff details in excel format. <br />
5.  The account is activated. <br />
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<strong>Using your Golden Bridge Payroller Account</strong> <br />
1.  Process your payroll as normal and export your   payment schedule into an Excel format. (you retain full control of your   payroll processing) <br />
2.  Log into your secure client account, upload the   Excel file and select the date you want the wages paid and confirm. <br />
3. Payments are then directly sent by BACS to the   employees' accounts and to your HMRC Office on your behalf from the   Golden Bridge Payroller bank account. (You can even select what wording   will appear on Staff's bank statements.) <br />
4. Golden Bridge Payroller automatically sends you an electronic statement of payments transmitted for your accounting records. <br />
5. Each Transaction is then automatically collected from your company bank account by direct debit 56 days later. <br />
6. The Golden Bridge Payroller account is then ready to re-use when required.<br />
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<strong> Totally Transparent Charging – Penalty-free early settlement <br />
</strong>Setting up a facility is subject to a one off fee based on a   percentage of the facility limit and once activated there are no fixed   charges when the facility is unused. Golden Bridge Payroller facility   usage charges are invoiced separately on a monthly basis. Charges are   based on the average outstanding monthly balance only (not whole of   turnover or the full facility limit). <br />
1.  A Service % over base charge (calculated in the same way as a mortgage), is charged monthly. <br />
2.  A small monthly Administration charge calculated daily, charged monthly. <br />
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Please see below for a simple example of how a weekly payment cycle works in practice </p>
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     <h2>New Method of Funding</h2>
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       Golden Bridge Payroller™ operates just like  an online overdraft that is used exclusive to pay your wage bills.</p>

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